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Term Deposit

The best account for you if you can leave a fixed amount untouched for some time, with 9.5 to 21% interest!

The key to success is good decision making

We offer you an opportunity for an excellent decision: a Term Deposit Account at AB Bank Zambia! You can earn.

Highly attractive interest. The longer you fix the money, the more you will earn. At the same time, your money will have a positive impact and support the development of micro businesses in Zambia.

Invest as little as 500 ZMW in a Term Deposit at AB Bank Zambia for a term between 1 month and 1 year.

Enjoy your interest earnings monthly or at the end of the Term Deposit – the way you like it best!

The account is blocked from all transactions but you can still withdraw your money before maturity when need arises though at a loss of interest. You can earn up to 15% interest on this account. Available for both corporates and individuals. No account opening fee – No maintenance fee – No closure fees at maturity – No hidden costs.

Offered in Foreign Currency as well. 

The following is the requirement for opening:


  • An Active Current JOINT/ OR or Savings JOINT/ OR Account.

30 - 59 days

Up to 9%

90 - 179 days

Up to 12%

The above calculations are for illustation purposes.

This is an example of interest rates but AB bank always welcomes the opportunity to discuss/ negotiate the rate of the day to something more favorable.

All accounts are available in Euro, Kwacha and Dollar.

  Make an Appointment

Book a meeting online and our specialists will contact you