Phone: +260 211 220840/35/36



SME Banking

  1. We Are Here To Help You

Business Loans for Small and Medium Sized Enterprises

Access a new way of boosting your business

Borrowing funds for your business used to be a lengthy and complicated process with many hidden costs - until AB Bank entered the market. We provide a fast and simple way to access a loan for your business. Our team of PROFESSIONAL CREDIT officers will go the extra mile to process your application within the shortest possible time frame so that you spend less time preparing documents or standing in queues.

Benefits of SME Banking

  • No prior banking relationship with AB Bank required.
  • Quick and simple access to business loans.
  • No hidden costs.
  • Loan amounts from ZMW 70, 000 to ZMW 1, 500,000

How much can I borrow & how much do I have to repay?

  • We do not finance start - ups and do not provide rescue loans for refinancing liabilities
  • * We offer SME loans from ZMW 70,000 and above.
  • The maximum loan amount you can borrow from AB Bank mainly depends on your business. Our main aim is to provide you with a loan that corresponds to your monthly profit and the existing size of your business*

Am I Eligible?

  • Do you own a business which has been existing for the past 12 months?
  • Does your business have regular sales and is it profitable throughout the year?
  • Do you have business or personal assets such as vehicles or real estate which can be used to secure your requested loan?
If the answer is yes, there is a good chance that you qualify for a business loan.

Disbursed Amount / Monthly Installments in ZMW

What Clients Say

  • I have been very impressed with your banks friendliness and responsiveness. I would go as far as to say that you have set a benchmark in customer support that other banks could learn a lot from.”

    Mr. Stanley Phiri


Visit our branches to apply for your loan Now!