Enjoy a new and quick overdraft facility that allows you to withdraw money from your account despite having no balance!

Flexible Overdrafts

AB Bank offers customers favourable overdrafts from 25,000 to 1,500,000 ZMW From 3,5% to 4.5 with 5% up-front

fees and maturity of 3 months -12 months.

Maturity: 3 months to 12 months.

5% interest rate of Overdraft Used per month.

Flexible overdraft conditions that suit whatever your needs might be.

Ideal overdraft conditions designed to assist you to handle short term changes in your cash-flow.

No unnecessary charges on being over your limit.

Once you have this credit facility on your current account, you can overdraw up to an agreed limit.

The amount and term can be agreed with us in advance.

Terms and Conditions

Must be a Zambian citizen.

Age: between 21 and 65 years.

The business must be within the operational zone of the bank.

Applicant must be owner of a business with 12 months experience.

If applicant is a limited company, it must be registered in Zambia and be 100% privately owned.

4 Months Loan

Disbursed amount K24125

Monthly instalments K891

8 Months Loan

Disbursed amount K24125

Monthly instalments K507

12 Months Loan

Disbursed amount K24125

Monthly instalments K383

The above calculations are for illustration purposes.