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Overdrafts

Flexible Overdrafts

Flexible overdraft conditions designed to assist you to handle short term changes in your cash-flow. No unnecessary charges on being over your limit. Once you have this credit facility on your current account, you can overdraw up to an agreed limit. The amount and term can be agreed with us in advance. Overdrafts from ZMW25,000.00 to ZMW1,500,000.00 with interest ranging from 3.5% to 4.5%.

To qualify:

  • Applicant must be a Zambian citizen aged between 21 and 65 years.
  • Applicant must be owner of a business with 12 months experience.
  • Business must be within the operational zone of the bank.
  • Business must be a limited company, registered in Zambia and 100% privately owned.

Terms and conditions apply

4 Months Loan

Disbursed Amount: ZMW2,4125.00
Monthly Installments: ZMW891.00

8 Months Loan

Disbursed Amount: ZMW2,4125.00
Monthly Installments: ZMW507.00

12 Months Loan

Disbursed Amount: ZMW2,4125.00
Monthly Installments: ZMW383.00