Agricultural Business Loans

Flexible Agricultural Business Loans

AB Bank Zambia offers need-based loans to cater for fixed assets such as farming equipment, irrigation systems, livestock, fertilizer and any other working capital. The loans are offered to clients engaged in farming such as smallholder farmers, commercial farmers or agricultural dealers.

  • No prior banking relationship required.
  • Client has been engaged in farming for a minimum of 2 years or a minimum of 1 year for agricultural dealers or traders.
  • Flexible collateral requirements.
  • Repayment plans adapted to the farmers business cash flow.
  • We finance loans as low as ZMW3,000.00.

4 Months Loan

Loan amount: ZMW3,000.00

Disbursed amount: ZMW2,820.00

Monthly instalments: ZMW891.00

8 Months Loan

Loan amount: ZMW30,000.00

Disbursed amount ZMW28,200.00

Monthly instalments ZMW4,908.00

12 Months Loan

Loan amount: ZMW70,000.00

Disbursed amount: ZMW65,800.00

Monthly instalments: ZMW8,281.00

The above calculations are for illustration purposes.